Finally, a Proven Strategy That Will Dramatically Increase Your Net Income and Eliminate a Major Cost From Your Bottom Line.

Historically, credit unions have been limited to low-yield investment options such as stocks, bonds, COLI, and split-dollar arrangements. These traditional investments, while stable, have constrained their ability to generate meaningful returns.

NCUA reg. 701.19 expands investment capabilities, allowing credit unions to access higher-yield opportunities—provided the additional income is used to benefit employees. This regulatory advantage is what enables Credit Union Benefit to generate superior returns for our clients while ensuring sustainable financial growth.

Total Benefit Prefunding (TBP) Solution: Leveraging 701.19 for Maximum Returns

Rising employee benefits costs are putting financial pressure on credit unions of all sizes. Our Total Benefit Prefunding Solution helps credit unions leverage the expanded investment options provided by NCUA reg. 701.19 to offset these costs.

For credit unions that may not have the liquidity to fully fund employee benefits, we identify other investment sources for prefunding opportunities – for example, liquidating underperforming CDs and bonds.