About Us

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Our “Total Benefit Prefunding Solution” program was developed by industry veterans in compliance with NCUA regulation 701.19. The program was specifically designed to give credit unions a way to cover employee benefit costs using investment proceeds while also dramatically increasing net income—all in accordance with NCUA guidelines.

How we developed the Total Benefit Prefunding Solution

In 2019, our experts approached the NCUA with questions around the revised 701.19 regulation, which paved the way for formerly non-permissible investments so long as gains were channeled to programs, activities, and expenses benefitting credit union employees. Our team presented NCUA regulators with various investment scenarios mapped to different risk profiles to confirm our approach. From those discussions, Total Benefit Prefunding Solution was born.

Since that time, Credit Union Benefit has been crafting customized investment programs for credit unions across the nation that are in strict alignment with NCUA regulation 701.19. To date, client programs have passed every NCUA audit without issue.

Our team has more than a dozen years serving credit union investment needs with certifications that include Certified Financial Planner (CFP), Accredited Asset Management Specialist (AAMS), Chartered Retirement Plan Specialist (CRPS), and Life and Annuity Certified Professional (LACP) designation. Our team also holds Series 7, 22, 24, 51, 63, and 65 accreditations.